RBB Bancorp (NASDAQ:RBB) Earnings Preview: What to Expect

• RBB Bancorp (NASDAQ:RBB) is scheduled to report earnings on July 20, 2026.
• Analysts forecast earnings of $0.53 per share, a 1.9% increase year-over-year, despite an expected 7.7% decline in revenue to $33.06 million.
• The company's financial health includes a trailing P/E ratio of 11.42 and a debt-to-equity ratio of 0.55.

RBB Bancorp (NASDAQ:RBB) is a financial holding company for Royal Business Bank. The company offers a range of banking services, primarily focusing on the Asian-American communities in its market areas. RBB Bancorp is scheduled to release its upcoming earnings report on July 20, 2026, after the market closes.

For the upcoming quarter, Wall Street's consensus estimate is for earnings of $0.53 per share. This projection marks a 1.9% increase compared to the same period last year. The consensus earnings per share (EPS) estimate has also seen a slight upward revision of 0.4% over the past 30 days.

Analysts anticipate revenue to be around $33.17 million. However, more detailed projections suggest revenue could be $33.06 million, which would be a 7.7% decline from the year before. This shows a potential situation where earnings grow even as revenues fall.

The difference between these estimates and the actual reported numbers is a key factor that can influence RBB Bancorp's stock price. As highlighted by Zacks Investment Research, the company may not have the best conditions for an earnings beat. An earnings beat occurs when a company reports higher earnings than analysts predicted.

Looking at its financial health, RBB Bancorp has a trailing price-to-earnings (P/E) ratio of 11.42. The P/E ratio helps show how much investors are willing to pay for each dollar of earnings. The company also has a debt-to-equity ratio of 0.55, which compares its total debt to its shareholder equity.